If you’ve ever felt like your to-do list spans three generations — if not more! — you’re not alone. A growing part of the population (nearly 1 in 4 American adults) are finding themselves in the sandwich generation—caring for both their children and their aging loved ones like parents or grandparents, often while balancing their careers and personal goals. It’s a role that can be deeply meaningful, but also exhausting and isolating at times.
At Wellthy, we hear from families every day who are trying to juggle it all: school drop-offs and specialist appointments, managing finances and medications, staying connected at work while keeping everyone at home cared for and supported.
If this sounds familiar, here’s a practical checklist to help you find balance and build the right network of support around you.
1. Get organized with care information
Between pediatricians, prescriptions, and paperwork, it’s easy for details to slip through the cracks.
Create a shared digital system where you keep:
- Medical, school, and financial records
- Emergency contacts and care preferences
- Key dates — like insurance renewals or upcoming appointments
Wellthy families often use their Care Dashboard to centralize this information, making it easy to share updates across family members and care professionals.
2. Clarify roles and expectations
Clear communication can help to avoid misunderstandings. Talk with your family about:
- What responsibilities each person can take on
- What kind of help you might need from outside the family
- How to coordinate schedules or backup plans
A simple shared calendar can help everyone stay aligned and reduce last-minute stress. For sensitive conversations, sometimes involving a neutral third-party, like a Wellthy Care Coordinator, can help mediate and define roles clearly.
3. Streamline the day-to-day
Small changes can make a big difference.
- Look into delivery services for meals, groceries, or prescriptions
- Simplify recurring tasks — automate bill payments or schedule regular check-ins
4. Plan for financial realities
Caring for multiple generations often comes with hidden or unexpected costs—from medical bills to childcare.
- Review your family budget and upcoming expenses
- Explore workplace benefits that can lighten the load. Many Wellthy members discover they have untapped resources, like dependent care FSAs or specialized stipends, that can significantly offset costs.
- Discuss longer-term planning with parents, such as insurance coverage and care preferences
A proactive approach can ease financial stress and prevent difficult surprises later on.
5. Prioritize your own well-being
It’s easy to put yourself last when everyone else needs you, but burnout helps no one.
Try to build in small, non-negotiable moments of rest or joy each week. Lean on friends or colleagues who can step in so you can recharge. Remember: self-care isn’t selfish; it’s essential for sustainable caregiving, and offloading logistics to Wellthy helps create the necessary time for that essential rest.
6. Build your support system
No one was meant to navigate caregiving alone.
Reach out to communities, both in person and online, where others understand what you’re going through. And when you need structured, expert help, Wellthy’s Care Team can help find and coordinate resources, manage logistics, and handle the details so you can focus on being present for your family.
Support for the whole family, and beyond
Sandwich generation care needs can feel high pressure, but Wellthy is here to help reduce the friction in your life and take on the administrative and logistical tasks that cause stress and absorb time. Sign in today and get started with a care project.
And if you want to learn more about how to navigate being a sandwich generation caregiver, join our upcoming webinar, The Sandwich Generation: Caring for Kids and Aging Parents, where our Wellthy experts will share practical strategies for managing competing priorities and building a care system that works across generations. You’ll also have a chance to ask questions during a live Q&A.
Register here to save your spot.
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